Dandridge is the county seat of government and one of the oldest towns in Tennessee and the only town in America, named after America's first, First Lady, Martha Dandridge Custis Washington. Dandridge is part of the Morristown, Tennessee Metropolitan Statistical Area. It is the 2nd oldest city in Tennessee, Jonesborough being the oldest. There are many old structures in the town of beautiful design and the area contains a large selection of exceptional golf courses. This quaint, historic town has preserved many of its historic buildings and offers a glimpse into history. The Jefferson County Courthouse built in 1845 houses a museum that has many historic photographs and is the same courthouse that the legendary Davy Crockett ventured to in order to obtain his marriage license. This beautiful town is bordered by Douglas Lake and has seen a recent boom in commercial investment by the addition of restaurants and shopping opportunities in the downtown area. Click here to expand this Dandridge information area:
Weather:
Dandridge, like Morristown, offers a 4 season climate for residents and visitors alike. Also well known is its scenic springs and summers and its devastatingly beautiful autumns.
Annual Average Temperature: 60.0° Monthly Average High Temp: Jan. 43° July 84° Monthly Average Low Temp: Jan. 23.5° July 62.2° Annual Average Precipitation: 46" Annual Average Snowfall: 11.9" Elevation: 1,351' Above Sea Level Prevailing Winds: Southwest Mean Length of Freeze Free Period (Days): 200
Education :
All of our schools in Jefferson County are SACS accredited and offer a quality education from Kindergarten to High School. The Jefferson County School System currently serves over 5,000 students in ten schools. In addition, we have an excellent GED Adult Learning Center. Jefferson County is home to Carson-Newman College, which was founded by the Baptists of East Tennessee in 1851. US News and World Report has frequently named Carson-Newman College on the South's top ten regional liberal arts schools in a ranking based on academic reputation, student selection, faculty and financial resources, graduation rate and alumni satisfaction. In addition to being home to Carson-Newman, Jefferson County is centrally located among several colleges in the immediate area:
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When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.
Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.
If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.
Rhonda Krenzer, ABR, CRS, GRI, MBA, Broker RE/MAX Real Estate Ten 525 West Morris Blvd. Suite F Morristown, TN 37813 Office: 423-289-0030 Fax: 423-587-9450 Cell Phone: 423-312-4488 Email : Info@rhondakrenzer.com
“My prescription for success is pretty simple. Just combine equal amounts of determination, focus and hard work and practically anything is possible. This is the approach I use with my family and my clients.”
Rhonda Krenzer, ABR, CRS, GRI, MBA, Broker
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