Inspired Real Estate 423-289-0030 or my cell phone at 423-312-4488.

Ruth and Randy Ferry
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School Reports in Morristown and Dandridge, Tennessee

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First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Q	What is the most common street name in the US?
A	Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Rhonda Krenzer, REALTOR®, real estate agent and broker for Morristown and Dandridge, Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Rhonda Krenzer, ABR, CRS, GRI, MBA, Broker
RE/MAX Real Estate Ten
525 West Morris Blvd. Suite C
Morristown, TN 37813
Office: 423-289-0030
Fax: 423-587-9450
Cell Phone: 423-312-4488
Email : Info@rhondakrenzer.com
“My prescription for success is pretty simple. Just combine equal amounts of determination, focus and hard work and practically anything is possible. This is the approach I use with my family and my clients.” Rhonda Krenzer, ABR, CRS, GRI, MBA, Broker

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